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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.875% | 1.250 | 7.070% | | 15-Year Fixed | 6.250% | 1.175 | 6.561% | | ARM | 7.750% | 2.775 | 6.063% | | | * Conforming FNMA Loan Amount |
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